Roland's Blog: July 2009

 Beware of companies who claim to prevent foreclosure on your home as many of these companies are not legitimate. Before you pay any up front fees or sign any documents I would recommend that you first contact your mortgage servicing company and or lender. Many mortgage serving companies are willing to work  with you to save your home. It is very important that you stay in communication with your lender when you are having trouble making your mortgage payments so they may offer you options for a possible work out plan or loan modification.

There are companies out there who prey on homeowners who are facing hard times and feel as if they are stuck between a rock and a hard place and have nowhere to turn. These companies will ask you to pay them up from fees and get you to sign an agreement for them to work on a loan modification for you. Many of these companies are showing up as scams and taking peoples money and loosing their homes.  Many homeowners are willing to listen to these people as they seem to listen and care for your needs.

Today I received a call from a homeowner who was under the impression that National Financial Solutions, LLC was working for him to get a loan modification on his home. This evening a man came to his door to advise him that he had just purchased his home at the court house steps this morning at the Foreclosure Sale. Of course this homeowner had believed that this company was working to save his home and was caught of guard as he is no longer the home owner. He has lost his home to Foreclosure while he awaited a loan modification on his home. He had not spoken to his lender in months while working with this other company who claimed they would save his home.

I have never heard of this company so I did a Google search and was amazed at the information that was found on this company. They were listed on the www.RipOffReport.com and www.Scam.com along with other sites. Seems as if some employees have also posted complaints with the company as well. Some times options for a work out program or loan modification plans many not work. Don't just walk away from your home as there There are other options to Foreclosure. There are some legit companies out there who will work with you and your mortgage servicer and or lender. I have done work for one of these companies since 2007 that has actually helped homeowners to save their homes. The primary role of this company is to get the homeowner back in communication with the mortgage servicer or lender and see what options are available to help you stay in your home.

*** Note: The home above is not the home mentioned in this story. It is actually a home I saved from foreclosure last year. I listed this home as a Short Sale and was able to stop a Foreclosure and get this home sold. You may read the story about this home in The Short Sale Savior, by Elizabeth Weintraub

  It's time to cast your VOTE for the Best of Clarksville and Nominate your favorite business for bragging right to be named the BEST of CLARKSVILLE for the next year

This year the nominations can also be done online at www.ClarksvilleBest.com

<-- Click here to Select Roland Woodworth of EXiT Realty Clarksville as the BEST REALTOR.

Be sure to also VOTE for Exit Realty Clarksville for the Best Real Estate Agency in the Best of Clarksville by clicking here ----------------->

The BEST of CLARKSVILLE is a fund raiser in support of the local March of Dimes.

Everyone, please take a moment and cast your vote for both Roland Woodworth and Exit Realty Clarksville.

Thank You Very Much !

If you are in the in the need of getting your vehicle towed, be sure to call Spike with A+ Towing & Recovery here in Clarksville, TN

Spike has been in the Towing and Recovery business for many years and can get the job done. When you need a tow, just call Spike at 931-278-1619 for 24 Hour Service.

Spike offers Damage Free flatbed service

 It's that time again.... The start of school for the Clarksville-Montgomery County Schools system. The first day of school will be August 7, 2009. and the first full day of school will be on August 11, 2009. Be sure to Click for full CMCSS Calendar

One question you may have is about what bus will your child ride, where is the bus stop and what time will the bus arrive. Click Here for Bus and Zoning information. This will also tell you which school your child is zoned to attend.

Click here for a complete list of schools.

All schools including private and college

If you or someone you know are planning a vacation or even a weekend get a way, be sure you visit www.BookMyTravelPlans.com to save time and money. Here you can book Travel, Vacations, Cruises, Activities, Flights, Hotels, Cars, Villas or Condos.

Here you can find the best rates. Become a Preferred Customer and get access to the best last minute deals, specials and members only privileges. We have our featured trips, All Inclusive, Mini and Caribbian vacations. Click the links below for the following;

• Flights

• Hotels

• Cars

• Cruises

• Vacations

• Activities

• Villas / Condos

• Groups

If you like living outside the city limits, this may be your new home.  This 3 Bedroom home is located a short drive from Clarksville, TN and Ft Campbell, KY. This home has new windows and new roofs on the house and the garages.

This home has Central Heat & Air and a wood stove on the first floor and Radiant heat and window air upstairs.

Enjoy the out doors as this home sits on just over 2 Acres and has 2 seperate garages. The seller is willing to negotiate for the Tractor and equiptment. (Bush hog, Disc, Plow and scrapper ) There is also a Celler

This property is listed for $112,000

Today I received a call from a fellow Realtor who is also a Army wife doing a PCS move to Fort Lewis, WA. When the movers showed up at her door this morning there were a total of 6. Now this could be a good thing if they were all workers.. right ?

I was stunned to hear that they brought along 2 children and a puppy.... What did you say ?

Yes.. I said this correctly. I was stunned that they would even allow this to happen. To top it off, the puppy did what all puppies seen to do..... Yes the puppie did his business on the floors.

This makes me wonder who these moving companies are hiring to assist our military families with their moves. I recently assisted another friend get his househould goods packed and shipped. This was featured in another post.  Do you really know who is packing up your home ?

This brings me to my next question... Does the transportation office here at Fort Campbell, KY know who they are contracting to pack and transport household goods of our men and women that serve our country ? Of course you are going to get the Good, the Bad and the Ugly when you are contracting mass movements. I just wonder how often these things get reported.

What do you expect when a moving company is hired for your move ?

This home is NOT listed by a Real Estate company and is FOR SALE BY OWNER.  Please contact owner via link below.

$49900 / 3 Bedroom 3 Bath - Immaculate Modular Home (Exit 4 Near Gateway Medical Center)

Date: 2009-07-19, 6:23PM EDT
Reply to: hous-v8eps-1278289061@craigslist.org

We have a gorgeous 1999 Dutch modular home located in the Bell Crossing community across from the Gateway Medical Center for sale. The home is over 2000 sq. ft., and is in excellent, move in condition. Some of the features include a mammoth 28' x 13' master bedroom with His and Her bathrooms and an enormous walkin closet. The home has a very workable kitchen with cabinets galore and all appliances. Adjacent is a walkin pantry and a large laundry room. There is a formal dining room, great room and den, complete with a factory built wood burning fireplace. From the den,you walk through the sliding glass doors onto a 16' x 24 ' deck, perfect for family barbecues and entertaining. There are also two other bedrooms and a full bathroom. A wood storage building is included. The selling price includes two months of lot rent in the most beautiful modular home community that Clarksville has to offer complete with a pool, clubhouse, fishing pond, gazebo and is pet friendly. This home is built with 2x6's and has Energy Saver bottom tilt windows. A Must See!!!

Located in the Bell Crossing community across from the Gateway Medical Center

This was posted via permission of the homeowner. This home is not listed by a Real Estate company and is FOR SALE BY OWNER.

Another great post from Lizette on buying foreclosure homes.

A great reminder from our friend Cindy